Dave Ramsey, the personal money management expert, extols the virtue of the 7 baby steps to financial peace. Step 1: $1,000 in emergency fund; Step 3: three to six months expenses in savings; Step 4: invest 15% of income; Step 5: save for college. These steps all involve some form of saving while Step 7 involves quite the opposite…giving.
Now I’m a hands-on, visual kinda guy so while wise old Dave provides wonderful web-based tracking documents galore, I’m so old school that I’m thinking of my savings more on the lines of a piggy bank.
Then as fate would have it, I stumbled into that mecca of all things crappy retail, Spencer Gifts in Woodbridge. As a meandered through the toxic air of over-sized rubber boobs and every body part known to man and woman, I found my Jesus-inspired piggy bank.
While I may not be able stuff all of Dave Ramsey’s baby steps into this tin canister, Step 7 is written there right on the side. When this bank is bursting with blessed cash, be sure to hand it over to your favorite nun or priest.
Baby Steps 1,3, 4 & 5: Hebrews 12:11 "No discipline (savings) seems pleasant at the time, but painful. Later on, however, it produces a harvest of righteousness and peace for those who have been trained by it."
Baby Step 7: II Corinthians 9:7
"God loves a cheerful giver."
1 comment:
Well, the concept is fantastic although I have to admit the pictures cracked me up! And tonight I needed the laugh, so thank you NJJ!
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